The trusted partner for Financial Risk Management at Tier-One banks
Senior-led advisory on Basel IV / CRR3, ECB Inspections, Stress Testing and Risk Transformation — across Europe and the GCC
Basel IV / CRR3 Compliance
End-to-end compliance programme management — gap analysis, ECB approval packages and full delivery across all risk classes.
Full execution of EBA stress tests and on-site inspection readiness for IRB, FRTB and ICAAP — directly managed with ECB supervisors.
Senior-led programme delivery for IFRS 9, IBOR transition, ALM / NSFR and risk-finance convergence at G-SIBs across Europe and the GCC.
Stress Testing & ECB Inspections
Risk & Finance Transformation
20 Years at the Forefront of Financial Risk at Tier-One Banks
Ezelman is a boutique advisory firm founded by former KPMG Director Hannan Mohammad, specialising in Financial Risk Management for Tier-One banks and G-SIBs. With 20 years of hands-on experience, we deliver senior-led mandates on Basel IV / CRR3, ECB On-Site Inspections, Stress Testing, IFRS 9, and strategic risk transformation — across Europe and the GCC.
50+
20+
Years serving our expertise
Assignments at tier one clients
Our Services
Specialist advisory covering the full regulatory and transformation lifecycle for G-SIBs and Tier-One banks.
Basel IV / CRR3 & Regulatory Compliance
End-to-end CRR3 implementation programmes, ECB on-site inspection readiness, IRB model validation, and regulatory approval packages — built to withstand supervisory scrutiny.
Stress Testing & Strategic Transformation
EBA and ECB stress test execution across credit, market, NII and P&L streams. Stress testing centres of excellence, IFRS 9 implementation, and Risk-Finance convergence programmes.
LCR / NSFR strategy, FRTB Target Operating Models, ALM frameworks, and integrated Risk-Finance programmes — ensuring governance, data, and controls work in concert.
ALM, FRTB & Risk-Finance Advisory
Selected Mandates
Showcasing some of our recent references
Basel IV / CRR3 Group-wide Compliance Programme
3-year group-wide programme for a G-SIB — full ownership across all risk classes, from regulatory interpretation to first-time application and internal model recalibration.
ECB On-Site Inspection on IRB RWA Calculation
Led ECB on-site inspection on IRB RWA Calculation in the context of CRR3 for a G-SIB — managing all supervisor interactions, data requests, and findings resolution.
Ezelman's consultants have successfully led the steering of our Group-wide 3-year programme of compliance to Basel IV / CRR3. They have also assisted us in the efficient preparation and steering of the subsequent on-site inspection (OSI) of the ECB.
Chief Risk Officer, European G-SIB
The expertise of Ezelman's consultants has helped us prepare and execute successfully several EBA stress test exercises under challenging constraints.
Head of Stress Testing, Tier-One Bank
★★★★★
★★★★★
Ezelman has efficiently assisted in the preparation and delivery of 20+ strategic approval packages to the supervisors with a high attention to details.
★★★★★
Head of Regulatory Affairs, G-SIB